Let's keep it simple...

A flat rate pricing model, treating everyone the same.

$200 Onboarding fee.

  • Inquiries
  • Collections
  • Charged Offs
  • Student Loans
  • Repossession
  • Medical Debt
  • Child Support
  • Bankruptcy


What are you waiting for?

Let's find out what we can do to help your credit and find the right payment plan for you.


Step 1:

Sign up for SmartCredit

Before scheduling your FREE audit be sure to sign up for SmartCredit. After you have successfully signed up come back to our website and submit your Audit Form. All participants onboarding must keep credit monitoring services active during their time enrolled in the program. Credit monitoring fee is $27.99 a month separate billing date from



Step 2:

Submit your Audit Form!

Fill out your information & one of our personal agents will be in touch with you soon.